Fraser Financial Group

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Welcome to our Web site, where you’ll find a wealth of current information in the form of newsletter articles, calculators and research reports.



We hope your visit here will help you understand the opportunities and potential rewards that are easily available and how you can take a simple proactive approach to your personal financial needs and goals. We have created this Web site to help you gain a better understanding of the basic concepts and needs behind insurance coverage (life, disability, long term care, etc.), investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with our skilled team of professionals to explore and pursue your financial goals.

We’re here to help with the basic to advanced concepts of financial management; to help you learn more about who we are; and to provide you with fast, easy access to information and data. We hope you take advantage of this resource and visit us often.

Be sure to add our site to your list of "favorites" in your Internet browser.  We frequently update our information, so our customers do not miss any developments in the area of personal finance.

We look forward to hearing from you! 

TRISHA MALIN (CA Insurance License #0H30892)

CHRISTEN BERMAN (CA Insurance License #0G55260)

 

If you have questions or would like to schedule a complimentary, in person meeting to get questions answered or simply discuss your specific needs, you can e-mail us at

TMalin@FinancialGuide.com

ChristenBerman@FinancialGuide.com

or call 888-554-5644

(Please....leave a message if you get our voice mail....as we are most likely on the phone).

 
Calculators

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Financial IQ Test

Take this quick quiz to find out your Financial IQ

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

More Calculators →

Newsletters

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

Put It in Writing

A high level of job satisfaction is fairly typical of business owners, but it can also be a hindrance if it keeps them from thinking about a planned exit strategy. A written exit plan could help you avoid surprises.

Is Your Business Ready for a Structure Change

Periodically, business owners may want to reconsider whether their current business structure is meeting the needs of their companies. For business owners seeking to expand their operations and reduce their exposure to risk, a popular entity has been the limited liability company. This article describes some additional benefits associated with LLCs.

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